Survivors in Florida communities may have heard the term "substantial damage" from local building officials lately. So what does it mean? Substantial damage applies to a structure in a Special Flood Hazard Area (SFHA) or floodplain for which the total cost of repairs is 50 percent or more of the structure’s market value before the disaster occurred, regardless of the cause of damage.
The decision about a structure being substantially damaged is made at the local government level, generally by a building department official or floodplain manager.
RALEIGH, N.C. – If you’re a North Carolinian who suffered damage or loss from Hurricane Florence and were referred to the U.S. Small Business Administration, you don’t have to apply for a loan, but you could be leaving money on the table if you don’t.
SACRAMENTO, Calif. – Wildfires carry a one-two punch. After the damage caused by the wildfire, flooding is the most common and costly natural hazard in the nation. And, after the record-breaking wildfires in California, the risk of flash flooding and mud flows increase significantly. Even light rain can lead to devastating flash flooding and mudflows.
The current statutory authority granted to the National Flood Insurance Program (NFIP) expires at 11:59 p.m. on November 30, 2018. The Administration continues to work with our congressional colleagues to discuss the importance of NFIP authorization. FEMA is confident Congress will vote to reauthorize this program so individuals, families, businesses, and communities can purchase insurance to protect their homes and businesses from flooding.
COLUMBIA, S.C. – All State of South Carolina/Federal Disaster Recovery Centers (DRCs) will be closed for the Thanksgiving holiday, Thursday andFriday, Nov. 22-23, 2018. The DRCs will reopen at 9 a.m. Saturday, Nov. 24.
Madison, Wis. – A Disaster Recovery Center (DRC) will reopen from Friday, November 23 to Monday, November 26 in Crawford County to help renters, homeowners and businesses in Wisconsin affected by the severe storms and flooding of August 17 through September 14, 2018.
ATLANTA− All Disaster Recovery Centers (DRCs) throughout central and southwest Georgia will close Thursday, Nov. 22, in observance of Thanksgiving Day. All centers will reopen at their regularly scheduled time of 9 a.m. on Friday, Nov. 23.
COLUMBIA, S.C. – The State/FEMA Disaster Recovery Center (DRC) in the City of Darlington in Darlington County will close permanently at noon, Wednesday, Nov. 21, 2018.
ATLANTA—Only three weeks remain for Georgians affected by Hurricane Michael to register for assistance through the Federal Emergency Management Agency (FEMA).
Even if you think you don’t qualify because you have insurance or too little damage, you may still be eligible for assistance. Registering is the only way to find out. The December 13 deadline is approaching, so anyone who hasn’t registered should do so as soon as possible.
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